Before Buying In An HOA Community Ask These Questions

So you've bought a home in an HOA community. Be prepared for LOTS to read and know what to look for to avoid future problems. The most common question I hear about Home Owners Associations is "what are the fees?". You should be asking other essential questions before buying in an HOA community. What do the HOA fees cover? There is considerable variation in monthly association fees. It's important to know what services are provided. Services can range from simple common area maintenance to … [Read more...]

Why List Your Home With The Sharyn Younger Team?

Why list your home with the Sharyn Younger Real Estate Team? Everywhere I go these days I meet real estate agents, even when I’m not working. Flying back to Phoenix just yesterday, I sat next to a Phoenix Realtor who saw I was using  real estate software on my computer and asked for some advice. With 40.000+ real estate agents in the valley, it’s important to know why you would choose The Sharyn Younger Real Estate Team or refer people you care about to us. Here are a few of the reasons to call … [Read more...]

Shadow Savings of Home Ownership

I just finished sending out closing statements to all of my clients who bought or sold a home in 2015, requiring me to go back into each file and pull the final settlement sheets and send each one individually. Why would I go to that trouble? Because part of my job as my client's Realtor, is to help them save money. Whether it's negotiating hard for them on their home sale or purchase, protecting their earnest money if they're buying a home, helping them choose the offer with the best chance of … [Read more...]

Phoenix Offers Home Buying Help for Helpers: First Responders, Police, Fire, Paramedics and Teachers

Have you ever had that thought? The one that goes like this: It seems so unjust that athletes, movie stars, and Wall Street traders get paid mega-bucks while our teachers, police and firefighters struggle to get by ("teachers get paid bubkas", as my friend once put it). Well Phoenix's helpers just got a financial boost when it comes to purchasing a home. A grant totaling 4% of the mortgage loan amount is now available for downpayment or closing cost assistance to teachers and first responders … [Read more...]

Closing Costs for Buyers

        When planning to buy your dream home, don't forget the costs that go beyond the price agreed upon by buyer and seller. Closing costs often come as a surprise to purchasers who are first time home buyers, or those who haven't bought a home in several years. And it's no small potatoes when you add up the costs paid to lenders, title companies, appraisers, inspectors, home owners associations, and government entities that may collect taxes and fees in … [Read more...]